Sunday, July 16, 2006

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I finally bought my first policy yesterday. After much thoughts and discussions, i think i need some form of protections myself. The earth is round and you won't knows exactly what will happen to you the very next moment. I've seen how life comes and goes so quickly within this two years.. Its the very first time that i feel death is constantly ard us.. As a child, we often relate death as an aging problem. You die when u get old and death is seems too far for thoughts. But now, as a twenty-two yr old adult, i view death in another dimension.

Last yr, Shun's brother's incident had really caused an alarming effect. He was still living well (no illness) this moment but got involved in an accident the next. And before i even had time to see him, he left us. Its heart wreaking for any parents to see their child to leave the world before them.

This yr, my aunt was diagnosed with some form of cancer and she passed away within 3 mths from the diagnose. Its so scary. I saw her looking so well during CNY but in 2 mths time she was so thin, frail and bed-ridden. 1 more mth later, she was taken away from us. She left behind her beloved husband and 3 children. She's only 40+.

Death appears more often in my life. I no longer fear death. In dealing with death, I'm a firm-believer of fate. I believe that we will leave when our time is up. All we can do is prepare ourself for death. We have to had enough $$ for our family to live on (though i'm not the breadwinner), enough money for them to pull thru the trauma.

Older generation people detest the idea of discussing death issues when alive. However, i feel that there is absolutely a need to do so. Its a form of preparation and its like how we deal with fire hazards. We had mock fire drills to tell people where to go and wat to do in the course of fire. We should hold the same mentality for death, prepare ourselves from "what-if's" circumstances.

Told my mum abt the insurance and like older generation parents, she thinks that i think too much. I don't blame her but i i'm glad she respected my decision.

Anyway, besides protection, the insurance is an investment linked policy too. It means i'll save 100+ every month and invest it in the funds administered by the co. Value of my investment reflects the market value of the funds. Its part of my long-term financial goal for myself. I think its time for me to plan ahead and i'm glad that i have taken the step to do so.

Bought the policy from my good friend or rather bro - cy. He is my primary sch sch mates cum sec class mate. We knew each other very well and during our rebellious days.. (hahahah) we spent a lot of time together. A grp of us will often go his house after sch to study (or rather to play and have fun), go Seoul Garden for lunch almost every fri, watch upcoming movies at GV Yishun (i remembered that its pretty cheap then), hang ard Woodlands Causeway Pt. Its fond memories that we once shared and it depicts my wonderful secondary sch life.

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